01022nas a2200109   4500000000100000008004100001100001600042245006500058856015000123490000700273520063200280                                       d1 aYuanyuan Li00aDigital financial inclusion and intangible cultural heritage  uhttps://www.scopus.com/inward/record.uri?eid=2-s2.0-86000146957&doi=10.1016%2fj.frl.2025.107017&partnerID=40&md5=b9079ea588f519498477ded546f7ccfc0 v773 aThis paper seeks to establish digital financial inclusion s connection with intangible cultural heritage (ICH) in Zhuxian Town Kaifeng City for the year 2013–2023. It is found that digital financial inclusion has a positive and significant effect on cultural heritage protection, and the development of digital financial inclusion is conducive to the promotion of cultural heritage protection. The moderating effects of entrepreneurial activities and education level are significant, and entrepreneurial activities and education level help to enhance the effect of digital financial inclusion on cultural heritage protection.